LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,723
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$1,097/mo
Today · 4.125%
HK$36,900
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$2,246/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,800/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,629
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,051/mo
Today · 4.125%
HK$40,716
baseline
▲ 0.50% · 4.625%
HK$42,862
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,432/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,667
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,964
−HK$1,316/mo
Today · 4.125%
HK$44,280
baseline
▲ 0.50% · 4.625%
HK$46,975
+HK$2,695/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,560/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,355
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$47,598
−HK$1,261/mo
Today · 4.125%
HK$48,859
baseline
▲ 0.50% · 4.625%
HK$51,434
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,718/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,612
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,124
−HK$1,536/mo
Today · 4.125%
HK$51,660
baseline
▲ 0.50% · 4.625%
HK$54,804
+HK$3,144/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,320/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,080
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,531
−HK$1,471/mo
Today · 4.125%
HK$57,002
baseline
▲ 0.50% · 4.625%
HK$60,007
+HK$3,005/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,004/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,501
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,445
−HK$1,976/mo
Today · 4.125%
HK$66,421
baseline
▲ 0.50% · 4.625%
HK$70,462
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$132,842/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,532
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,397
−HK$1,892/mo
Today · 4.125%
HK$73,289
baseline
▲ 0.50% · 4.625%
HK$77,152
+HK$3,863/mo
Deposit HK$1.52M · loan HK$13.70M · min. income ≈ HK$146,578/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,037 · Scale 2, in force from 26 Feb 2026)