LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,724
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,804
−HK$1,097/mo
Today · 4.125%
HK$36,901
baseline
▲ 0.50% · 4.625%
HK$39,147
+HK$2,246/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$73,802/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,630
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,666
−HK$1,051/mo
Today · 4.125%
HK$40,717
baseline
▲ 0.50% · 4.625%
HK$42,863
+HK$2,146/mo
Deposit HK$7.61M · loan HK$7.61M · min. income ≈ HK$81,434/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,669
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,965
−HK$1,317/mo
Today · 4.125%
HK$44,282
baseline
▲ 0.50% · 4.625%
HK$46,976
+HK$2,694/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,564/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,356
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,599
−HK$1,262/mo
Today · 4.125%
HK$48,861
baseline
▲ 0.50% · 4.625%
HK$51,436
+HK$2,575/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,722/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,614
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,126
−HK$1,536/mo
Today · 4.125%
HK$51,662
baseline
▲ 0.50% · 4.625%
HK$54,806
+HK$3,144/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,324/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,082
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,532
−HK$1,472/mo
Today · 4.125%
HK$57,004
baseline
▲ 0.50% · 4.625%
HK$60,009
+HK$3,005/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,008/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,503
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,447
−HK$1,976/mo
Today · 4.125%
HK$66,423
baseline
▲ 0.50% · 4.625%
HK$70,464
+HK$4,041/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,846/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,534
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,399
−HK$1,892/mo
Today · 4.125%
HK$73,291
baseline
▲ 0.50% · 4.625%
HK$77,154
+HK$3,863/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,582/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,054 · Scale 2, in force from 26 Feb 2026)