LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,732
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,812
−HK$1,097/mo
Today · 4.125%
HK$36,909
baseline
▲ 0.50% · 4.625%
HK$39,155
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,818/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,638
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,675
−HK$1,051/mo
Today · 4.125%
HK$40,726
baseline
▲ 0.50% · 4.625%
HK$42,873
+HK$2,147/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,452/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,678
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,974
−HK$1,317/mo
Today · 4.125%
HK$44,291
baseline
▲ 0.50% · 4.625%
HK$46,986
+HK$2,695/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,582/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,366
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,610
−HK$1,261/mo
Today · 4.125%
HK$48,871
baseline
▲ 0.50% · 4.625%
HK$51,447
+HK$2,576/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,742/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,624
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,137
−HK$1,536/mo
Today · 4.125%
HK$51,673
baseline
▲ 0.50% · 4.625%
HK$54,817
+HK$3,144/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,346/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,094
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,545
−HK$1,471/mo
Today · 4.125%
HK$57,016
baseline
▲ 0.50% · 4.625%
HK$60,022
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,032/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,517
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,461
−HK$1,976/mo
Today · 4.125%
HK$66,437
baseline
▲ 0.50% · 4.625%
HK$70,480
+HK$4,043/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,874/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,549
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,414
−HK$1,893/mo
Today · 4.125%
HK$73,307
baseline
▲ 0.50% · 4.625%
HK$77,171
+HK$3,864/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,614/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,178 · Scale 2, in force from 26 Feb 2026)