LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,734
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,814
−HK$1,098/mo
Today · 4.125%
HK$36,912
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,824/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,641
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,677
−HK$1,052/mo
Today · 4.125%
HK$40,729
baseline
▲ 0.50% · 4.625%
HK$42,875
+HK$2,146/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,458/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,680
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,977
−HK$1,317/mo
Today · 4.125%
HK$44,294
baseline
▲ 0.50% · 4.625%
HK$46,989
+HK$2,695/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,588/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,369
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,613
−HK$1,261/mo
Today · 4.125%
HK$48,874
baseline
▲ 0.50% · 4.625%
HK$51,451
+HK$2,577/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,748/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,627
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,140
−HK$1,537/mo
Today · 4.125%
HK$51,677
baseline
▲ 0.50% · 4.625%
HK$54,821
+HK$3,144/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,354/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,097
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,548
−HK$1,472/mo
Today · 4.125%
HK$57,020
baseline
▲ 0.50% · 4.625%
HK$60,026
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,040/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,521
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,465
−HK$1,976/mo
Today · 4.125%
HK$66,441
baseline
▲ 0.50% · 4.625%
HK$70,484
+HK$4,043/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,882/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,554
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,419
−HK$1,892/mo
Today · 4.125%
HK$73,311
baseline
▲ 0.50% · 4.625%
HK$77,176
+HK$3,865/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,622/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,214 · Scale 2, in force from 26 Feb 2026)