LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,735
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,815
−HK$1,098/mo
Today · 4.125%
HK$36,913
baseline
▲ 0.50% · 4.625%
HK$39,159
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,826/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,642
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,678
−HK$1,052/mo
Today · 4.125%
HK$40,730
baseline
▲ 0.50% · 4.625%
HK$42,877
+HK$2,147/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,460/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,682
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,978
−HK$1,317/mo
Today · 4.125%
HK$44,295
baseline
▲ 0.50% · 4.625%
HK$46,991
+HK$2,696/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,590/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,370
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,614
−HK$1,262/mo
Today · 4.125%
HK$48,876
baseline
▲ 0.50% · 4.625%
HK$51,452
+HK$2,576/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,752/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,628
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,141
−HK$1,537/mo
Today · 4.125%
HK$51,678
baseline
▲ 0.50% · 4.625%
HK$54,822
+HK$3,144/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,356/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,099
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,550
−HK$1,471/mo
Today · 4.125%
HK$57,021
baseline
▲ 0.50% · 4.625%
HK$60,027
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,042/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,522
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,467
−HK$1,976/mo
Today · 4.125%
HK$66,443
baseline
▲ 0.50% · 4.625%
HK$70,486
+HK$4,043/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,886/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,555
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,421
−HK$1,892/mo
Today · 4.125%
HK$73,313
baseline
▲ 0.50% · 4.625%
HK$77,178
+HK$3,865/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,626/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,230 · Scale 2, in force from 26 Feb 2026)