LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,739
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,820
−HK$1,098/mo
Today · 4.125%
HK$36,918
baseline
▲ 0.50% · 4.625%
HK$39,164
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,836/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,647
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,684
−HK$1,051/mo
Today · 4.125%
HK$40,735
baseline
▲ 0.50% · 4.625%
HK$42,882
+HK$2,147/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,470/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,687
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,984
−HK$1,317/mo
Today · 4.125%
HK$44,301
baseline
▲ 0.50% · 4.625%
HK$46,997
+HK$2,696/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,602/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,377
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,620
−HK$1,262/mo
Today · 4.125%
HK$48,882
baseline
▲ 0.50% · 4.625%
HK$51,459
+HK$2,577/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,764/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,635
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,148
−HK$1,537/mo
Today · 4.125%
HK$51,685
baseline
▲ 0.50% · 4.625%
HK$54,830
+HK$3,145/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,370/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,106
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,557
−HK$1,472/mo
Today · 4.125%
HK$57,029
baseline
▲ 0.50% · 4.625%
HK$60,035
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,058/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,531
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,476
−HK$1,976/mo
Today · 4.125%
HK$66,452
baseline
▲ 0.50% · 4.625%
HK$70,495
+HK$4,043/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,904/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,565
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,431
−HK$1,892/mo
Today · 4.125%
HK$73,323
baseline
▲ 0.50% · 4.625%
HK$77,188
+HK$3,865/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,646/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,306 · Scale 2, in force from 26 Feb 2026)