LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,740
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,820
−HK$1,098/mo
Today · 4.125%
HK$36,918
baseline
▲ 0.50% · 4.625%
HK$39,165
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,836/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,648
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,684
−HK$1,052/mo
Today · 4.125%
HK$40,736
baseline
▲ 0.50% · 4.625%
HK$42,883
+HK$2,147/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,472/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,688
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,984
−HK$1,318/mo
Today · 4.125%
HK$44,302
baseline
▲ 0.50% · 4.625%
HK$46,998
+HK$2,696/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,604/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,377
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,621
−HK$1,262/mo
Today · 4.125%
HK$48,883
baseline
▲ 0.50% · 4.625%
HK$51,459
+HK$2,576/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,766/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,636
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,149
−HK$1,537/mo
Today · 4.125%
HK$51,686
baseline
▲ 0.50% · 4.625%
HK$54,831
+HK$3,145/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,372/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,107
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,558
−HK$1,472/mo
Today · 4.125%
HK$57,030
baseline
▲ 0.50% · 4.625%
HK$60,036
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,060/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,532
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,477
−HK$1,976/mo
Today · 4.125%
HK$66,453
baseline
▲ 0.50% · 4.625%
HK$70,496
+HK$4,043/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,906/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,566
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,431
−HK$1,893/mo
Today · 4.125%
HK$73,324
baseline
▲ 0.50% · 4.625%
HK$77,189
+HK$3,865/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,648/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,314 · Scale 2, in force from 26 Feb 2026)