LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,740
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,821
−HK$1,098/mo
Today · 4.125%
HK$36,919
baseline
▲ 0.50% · 4.625%
HK$39,165
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,838/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,648
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,685
−HK$1,051/mo
Today · 4.125%
HK$40,736
baseline
▲ 0.50% · 4.625%
HK$42,884
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,472/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,688
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,985
−HK$1,318/mo
Today · 4.125%
HK$44,303
baseline
▲ 0.50% · 4.625%
HK$46,998
+HK$2,695/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,606/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,378
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,622
−HK$1,262/mo
Today · 4.125%
HK$48,884
baseline
▲ 0.50% · 4.625%
HK$51,460
+HK$2,576/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,768/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,637
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,149
−HK$1,537/mo
Today · 4.125%
HK$51,686
baseline
▲ 0.50% · 4.625%
HK$54,831
+HK$3,145/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,372/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,108
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,559
−HK$1,472/mo
Today · 4.125%
HK$57,031
baseline
▲ 0.50% · 4.625%
HK$60,037
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,062/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,533
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,478
−HK$1,976/mo
Today · 4.125%
HK$66,454
baseline
▲ 0.50% · 4.625%
HK$70,498
+HK$4,044/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,908/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,567
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,433
−HK$1,892/mo
Today · 4.125%
HK$73,325
baseline
▲ 0.50% · 4.625%
HK$77,191
+HK$3,866/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,650/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,324 · Scale 2, in force from 26 Feb 2026)