LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,741
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,822
−HK$1,098/mo
Today · 4.125%
HK$36,920
baseline
▲ 0.50% · 4.625%
HK$39,166
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,840/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,649
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,686
−HK$1,051/mo
Today · 4.125%
HK$40,737
baseline
▲ 0.50% · 4.625%
HK$42,884
+HK$2,147/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,474/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,689
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,986
−HK$1,317/mo
Today · 4.125%
HK$44,303
baseline
▲ 0.50% · 4.625%
HK$46,999
+HK$2,696/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,606/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,379
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,623
−HK$1,261/mo
Today · 4.125%
HK$48,884
baseline
▲ 0.50% · 4.625%
HK$51,461
+HK$2,577/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,768/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,637
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,150
−HK$1,537/mo
Today · 4.125%
HK$51,687
baseline
▲ 0.50% · 4.625%
HK$54,832
+HK$3,145/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$103,374/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,109
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,560
−HK$1,472/mo
Today · 4.125%
HK$57,032
baseline
▲ 0.50% · 4.625%
HK$60,038
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.66M · min. income ≈ HK$114,064/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,534
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,479
−HK$1,976/mo
Today · 4.125%
HK$66,455
baseline
▲ 0.50% · 4.625%
HK$70,499
+HK$4,044/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,910/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,568
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,434
−HK$1,893/mo
Today · 4.125%
HK$73,327
baseline
▲ 0.50% · 4.625%
HK$77,192
+HK$3,865/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,654/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,334 · Scale 2, in force from 26 Feb 2026)