LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,742
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$1,098/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$39,167
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,650
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,687
−HK$1,052/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$42,886
+HK$2,147/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,691
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,988
−HK$1,317/mo
Today · 4.125%
HK$44,305
baseline
▲ 0.50% · 4.625%
HK$47,001
+HK$2,696/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,610/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,381
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,624
−HK$1,262/mo
Today · 4.125%
HK$48,886
baseline
▲ 0.50% · 4.625%
HK$51,463
+HK$2,577/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,772/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,639
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,152
−HK$1,537/mo
Today · 4.125%
HK$51,689
baseline
▲ 0.50% · 4.625%
HK$54,834
+HK$3,145/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,378/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,111
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,562
−HK$1,472/mo
Today · 4.125%
HK$57,034
baseline
▲ 0.50% · 4.625%
HK$60,040
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,068/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,536
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,481
−HK$1,977/mo
Today · 4.125%
HK$66,458
baseline
▲ 0.50% · 4.625%
HK$70,501
+HK$4,043/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,916/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,571
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,437
−HK$1,892/mo
Today · 4.125%
HK$73,329
baseline
▲ 0.50% · 4.625%
HK$77,195
+HK$3,866/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,658/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$571,355 · Scale 2, in force from 26 Feb 2026)