LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,744
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,825
−HK$1,098/mo
Today · 4.125%
HK$36,923
baseline
▲ 0.50% · 4.625%
HK$39,169
+HK$2,246/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,846/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,652
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,689
−HK$1,051/mo
Today · 4.125%
HK$40,740
baseline
▲ 0.50% · 4.625%
HK$42,888
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,480/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,693
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,990
−HK$1,317/mo
Today · 4.125%
HK$44,307
baseline
▲ 0.50% · 4.625%
HK$47,003
+HK$2,696/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,614/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,383
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,627
−HK$1,262/mo
Today · 4.125%
HK$48,889
baseline
▲ 0.50% · 4.625%
HK$51,466
+HK$2,577/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,778/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,641
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,154
−HK$1,538/mo
Today · 4.125%
HK$51,692
baseline
▲ 0.50% · 4.625%
HK$54,837
+HK$3,145/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,384/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,113
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,564
−HK$1,473/mo
Today · 4.125%
HK$57,037
baseline
▲ 0.50% · 4.625%
HK$60,043
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,074/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,539
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,484
−HK$1,977/mo
Today · 4.125%
HK$66,461
baseline
▲ 0.50% · 4.625%
HK$70,505
+HK$4,044/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,922/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,574
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,440
−HK$1,893/mo
Today · 4.125%
HK$73,333
baseline
▲ 0.50% · 4.625%
HK$77,198
+HK$3,865/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,666/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,382 · Scale 2, in force from 26 Feb 2026)