LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,744
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,825
−HK$1,098/mo
Today · 4.125%
HK$36,923
baseline
▲ 0.50% · 4.625%
HK$39,170
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,846/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,653
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,689
−HK$1,052/mo
Today · 4.125%
HK$40,741
baseline
▲ 0.50% · 4.625%
HK$42,888
+HK$2,147/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,482/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,693
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,990
−HK$1,318/mo
Today · 4.125%
HK$44,308
baseline
▲ 0.50% · 4.625%
HK$47,004
+HK$2,696/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$88,616/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,383
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,627
−HK$1,262/mo
Today · 4.125%
HK$48,889
baseline
▲ 0.50% · 4.625%
HK$51,466
+HK$2,577/mo
Deposit HK$6.09M · loan HK$9.14M · min. income ≈ HK$97,778/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,642
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,155
−HK$1,537/mo
Today · 4.125%
HK$51,692
baseline
▲ 0.50% · 4.625%
HK$54,838
+HK$3,146/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,384/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,114
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,565
−HK$1,472/mo
Today · 4.125%
HK$57,037
baseline
▲ 0.50% · 4.625%
HK$60,044
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,074/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,540
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,485
−HK$1,976/mo
Today · 4.125%
HK$66,461
baseline
▲ 0.50% · 4.625%
HK$70,505
+HK$4,044/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,922/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,575
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,441
−HK$1,893/mo
Today · 4.125%
HK$73,334
baseline
▲ 0.50% · 4.625%
HK$77,199
+HK$3,865/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,668/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,387 · Scale 2, in force from 26 Feb 2026)