LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,747
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$1,098/mo
Today · 4.125%
HK$36,926
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,852/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,656
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,692
−HK$1,052/mo
Today · 4.125%
HK$40,744
baseline
▲ 0.50% · 4.625%
HK$42,892
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,488/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,696
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,993
−HK$1,318/mo
Today · 4.125%
HK$44,311
baseline
▲ 0.50% · 4.625%
HK$47,007
+HK$2,696/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$88,622/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,387
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,631
−HK$1,262/mo
Today · 4.125%
HK$48,893
baseline
▲ 0.50% · 4.625%
HK$51,470
+HK$2,577/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$97,786/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,646
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,159
−HK$1,537/mo
Today · 4.125%
HK$51,696
baseline
▲ 0.50% · 4.625%
HK$54,842
+HK$3,146/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,392/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,118
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,569
−HK$1,473/mo
Today · 4.125%
HK$57,042
baseline
▲ 0.50% · 4.625%
HK$60,048
+HK$3,006/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,084/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,544
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,490
−HK$1,976/mo
Today · 4.125%
HK$66,466
baseline
▲ 0.50% · 4.625%
HK$70,511
+HK$4,045/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$132,932/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,580
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,446
−HK$1,893/mo
Today · 4.125%
HK$73,339
baseline
▲ 0.50% · 4.625%
HK$77,205
+HK$3,866/mo
Deposit HK$1.52M · loan HK$13.71M · min. income ≈ HK$146,678/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,431 · Scale 2, in force from 26 Feb 2026)