LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,749
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,829
−HK$1,099/mo
Today · 4.125%
HK$36,928
baseline
▲ 0.50% · 4.625%
HK$39,175
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,856/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,657
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,694
−HK$1,052/mo
Today · 4.125%
HK$40,746
baseline
▲ 0.50% · 4.625%
HK$42,894
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,492/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,698
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,995
−HK$1,318/mo
Today · 4.125%
HK$44,313
baseline
▲ 0.50% · 4.625%
HK$47,010
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$88,626/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,389
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,633
−HK$1,262/mo
Today · 4.125%
HK$48,895
baseline
▲ 0.50% · 4.625%
HK$51,473
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$97,790/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,648
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,161
−HK$1,538/mo
Today · 4.125%
HK$51,699
baseline
▲ 0.50% · 4.625%
HK$54,844
+HK$3,145/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,398/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,120
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,572
−HK$1,472/mo
Today · 4.125%
HK$57,044
baseline
▲ 0.50% · 4.625%
HK$60,051
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,088/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,547
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,493
−HK$1,977/mo
Today · 4.125%
HK$66,470
baseline
▲ 0.50% · 4.625%
HK$70,514
+HK$4,044/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,940/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,583
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,450
−HK$1,893/mo
Today · 4.125%
HK$73,343
baseline
▲ 0.50% · 4.625%
HK$77,209
+HK$3,866/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,686/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,459 · Scale 2, in force from 26 Feb 2026)