LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,750
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,831
−HK$1,098/mo
Today · 4.125%
HK$36,929
baseline
▲ 0.50% · 4.625%
HK$39,176
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,858/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,659
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,696
−HK$1,052/mo
Today · 4.125%
HK$40,748
baseline
▲ 0.50% · 4.625%
HK$42,896
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,496/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,700
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,997
−HK$1,318/mo
Today · 4.125%
HK$44,315
baseline
▲ 0.50% · 4.625%
HK$47,011
+HK$2,696/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$88,630/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,391
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,635
−HK$1,262/mo
Today · 4.125%
HK$48,897
baseline
▲ 0.50% · 4.625%
HK$51,475
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$97,794/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,650
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,163
−HK$1,538/mo
Today · 4.125%
HK$51,701
baseline
▲ 0.50% · 4.625%
HK$54,847
+HK$3,146/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,402/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,123
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,574
−HK$1,473/mo
Today · 4.125%
HK$57,047
baseline
▲ 0.50% · 4.625%
HK$60,054
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,094/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,550
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,496
−HK$1,976/mo
Today · 4.125%
HK$66,472
baseline
▲ 0.50% · 4.625%
HK$70,517
+HK$4,045/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,944/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,586
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,452
−HK$1,894/mo
Today · 4.125%
HK$73,346
baseline
▲ 0.50% · 4.625%
HK$77,212
+HK$3,866/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,692/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,482 · Scale 2, in force from 26 Feb 2026)