LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,751
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,832
−HK$1,099/mo
Today · 4.125%
HK$36,931
baseline
▲ 0.50% · 4.625%
HK$39,178
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,862/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,661
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,697
−HK$1,052/mo
Today · 4.125%
HK$40,749
baseline
▲ 0.50% · 4.625%
HK$42,897
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,498/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,702
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,999
−HK$1,318/mo
Today · 4.125%
HK$44,317
baseline
▲ 0.50% · 4.625%
HK$47,013
+HK$2,696/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$88,634/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,393
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,637
−HK$1,262/mo
Today · 4.125%
HK$48,899
baseline
▲ 0.50% · 4.625%
HK$51,477
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$97,798/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,652
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,165
−HK$1,538/mo
Today · 4.125%
HK$51,703
baseline
▲ 0.50% · 4.625%
HK$54,849
+HK$3,146/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,406/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,125
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,576
−HK$1,473/mo
Today · 4.125%
HK$57,049
baseline
▲ 0.50% · 4.625%
HK$60,056
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,098/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,553
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,498
−HK$1,977/mo
Today · 4.125%
HK$66,475
baseline
▲ 0.50% · 4.625%
HK$70,520
+HK$4,045/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,950/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,589
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,455
−HK$1,894/mo
Today · 4.125%
HK$73,349
baseline
▲ 0.50% · 4.625%
HK$77,215
+HK$3,866/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,698/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,506 · Scale 2, in force from 26 Feb 2026)