LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,753
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$1,098/mo
Today · 4.125%
HK$36,932
baseline
▲ 0.50% · 4.625%
HK$39,180
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,864/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,662
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,699
−HK$1,052/mo
Today · 4.125%
HK$40,751
baseline
▲ 0.50% · 4.625%
HK$42,899
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,502/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,704
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,001
−HK$1,318/mo
Today · 4.125%
HK$44,319
baseline
▲ 0.50% · 4.625%
HK$47,015
+HK$2,696/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$88,638/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,395
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,639
−HK$1,262/mo
Today · 4.125%
HK$48,901
baseline
▲ 0.50% · 4.625%
HK$51,479
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$97,802/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,654
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,168
−HK$1,537/mo
Today · 4.125%
HK$51,705
baseline
▲ 0.50% · 4.625%
HK$54,851
+HK$3,146/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,410/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,127
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,579
−HK$1,473/mo
Today · 4.125%
HK$57,052
baseline
▲ 0.50% · 4.625%
HK$60,059
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,104/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,555
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,501
−HK$1,977/mo
Today · 4.125%
HK$66,478
baseline
▲ 0.50% · 4.625%
HK$70,523
+HK$4,045/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,956/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,592
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,459
−HK$1,893/mo
Today · 4.125%
HK$73,352
baseline
▲ 0.50% · 4.625%
HK$77,219
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,704/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,531 · Scale 2, in force from 26 Feb 2026)