LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,754
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$1,098/mo
Today · 4.125%
HK$36,933
baseline
▲ 0.50% · 4.625%
HK$39,180
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,866/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,663
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,700
−HK$1,052/mo
Today · 4.125%
HK$40,752
baseline
▲ 0.50% · 4.625%
HK$42,900
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,504/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,704
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,002
−HK$1,318/mo
Today · 4.125%
HK$44,320
baseline
▲ 0.50% · 4.625%
HK$47,016
+HK$2,696/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$88,640/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,396
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,640
−HK$1,262/mo
Today · 4.125%
HK$48,902
baseline
▲ 0.50% · 4.625%
HK$51,480
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$97,804/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,655
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,169
−HK$1,537/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,852
+HK$3,146/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,128
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,580
−HK$1,473/mo
Today · 4.125%
HK$57,053
baseline
▲ 0.50% · 4.625%
HK$60,060
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,106/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,557
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,502
−HK$1,977/mo
Today · 4.125%
HK$66,479
baseline
▲ 0.50% · 4.625%
HK$70,525
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,958/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,594
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,460
−HK$1,893/mo
Today · 4.125%
HK$73,353
baseline
▲ 0.50% · 4.625%
HK$77,220
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,706/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,542 · Scale 2, in force from 26 Feb 2026)