LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,754
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$1,099/mo
Today · 4.125%
HK$36,934
baseline
▲ 0.50% · 4.625%
HK$39,181
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,868/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,664
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,701
−HK$1,052/mo
Today · 4.125%
HK$40,753
baseline
▲ 0.50% · 4.625%
HK$42,901
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,506/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,705
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,003
−HK$1,318/mo
Today · 4.125%
HK$44,321
baseline
▲ 0.50% · 4.625%
HK$47,017
+HK$2,696/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$88,642/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,397
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,262/mo
Today · 4.125%
HK$48,903
baseline
▲ 0.50% · 4.625%
HK$51,481
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.14M · min. income ≈ HK$97,806/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,656
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,170
−HK$1,537/mo
Today · 4.125%
HK$51,707
baseline
▲ 0.50% · 4.625%
HK$54,854
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,414/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,129
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,581
−HK$1,473/mo
Today · 4.125%
HK$57,054
baseline
▲ 0.50% · 4.625%
HK$60,061
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,108/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,558
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,504
−HK$1,977/mo
Today · 4.125%
HK$66,481
baseline
▲ 0.50% · 4.625%
HK$70,526
+HK$4,045/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,962/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,595
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,462
−HK$1,893/mo
Today · 4.125%
HK$73,355
baseline
▲ 0.50% · 4.625%
HK$77,222
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,710/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,554 · Scale 2, in force from 26 Feb 2026)