LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,756
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,837
−HK$1,099/mo
Today · 4.125%
HK$36,936
baseline
▲ 0.50% · 4.625%
HK$39,183
+HK$2,247/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,872/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,666
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,703
−HK$1,052/mo
Today · 4.125%
HK$40,755
baseline
▲ 0.50% · 4.625%
HK$42,903
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,510/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,708
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,005
−HK$1,318/mo
Today · 4.125%
HK$44,323
baseline
▲ 0.50% · 4.625%
HK$47,020
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,646/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,399
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,644
−HK$1,262/mo
Today · 4.125%
HK$48,906
baseline
▲ 0.50% · 4.625%
HK$51,484
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,812/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,659
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,172
−HK$1,538/mo
Today · 4.125%
HK$51,710
baseline
▲ 0.50% · 4.625%
HK$54,857
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,420/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,132
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,584
−HK$1,473/mo
Today · 4.125%
HK$57,057
baseline
▲ 0.50% · 4.625%
HK$60,065
+HK$3,008/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,114/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,561
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,507
−HK$1,977/mo
Today · 4.125%
HK$66,484
baseline
▲ 0.50% · 4.625%
HK$70,530
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,968/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,599
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,465
−HK$1,894/mo
Today · 4.125%
HK$73,359
baseline
▲ 0.50% · 4.625%
HK$77,226
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,718/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,585 · Scale 2, in force from 26 Feb 2026)