LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,757
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,838
−HK$1,098/mo
Today · 4.125%
HK$36,936
baseline
▲ 0.50% · 4.625%
HK$39,184
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,872/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,666
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,703
−HK$1,052/mo
Today · 4.125%
HK$40,755
baseline
▲ 0.50% · 4.625%
HK$42,904
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,510/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,708
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,005
−HK$1,318/mo
Today · 4.125%
HK$44,323
baseline
▲ 0.50% · 4.625%
HK$47,020
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,646/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,400
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,644
−HK$1,263/mo
Today · 4.125%
HK$48,907
baseline
▲ 0.50% · 4.625%
HK$51,484
+HK$2,577/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,814/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,659
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,173
−HK$1,538/mo
Today · 4.125%
HK$51,711
baseline
▲ 0.50% · 4.625%
HK$54,857
+HK$3,146/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,422/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,133
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,585
−HK$1,473/mo
Today · 4.125%
HK$57,058
baseline
▲ 0.50% · 4.625%
HK$60,065
+HK$3,007/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,116/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,562
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,508
−HK$1,977/mo
Today · 4.125%
HK$66,485
baseline
▲ 0.50% · 4.625%
HK$70,531
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,970/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,600
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,466
−HK$1,894/mo
Today · 4.125%
HK$73,360
baseline
▲ 0.50% · 4.625%
HK$77,227
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,720/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,591 · Scale 2, in force from 26 Feb 2026)