LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,758
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,839
−HK$1,098/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$39,185
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,874/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,668
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,705
−HK$1,052/mo
Today · 4.125%
HK$40,757
baseline
▲ 0.50% · 4.625%
HK$42,905
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,514/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,709
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,007
−HK$1,318/mo
Today · 4.125%
HK$44,325
baseline
▲ 0.50% · 4.625%
HK$47,022
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,650/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,401
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,646
−HK$1,262/mo
Today · 4.125%
HK$48,908
baseline
▲ 0.50% · 4.625%
HK$51,486
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,816/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,661
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,174
−HK$1,538/mo
Today · 4.125%
HK$51,712
baseline
▲ 0.50% · 4.625%
HK$54,859
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,424/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,135
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,587
−HK$1,472/mo
Today · 4.125%
HK$57,059
baseline
▲ 0.50% · 4.625%
HK$60,067
+HK$3,008/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,118/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,564
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,510
−HK$1,977/mo
Today · 4.125%
HK$66,487
baseline
▲ 0.50% · 4.625%
HK$70,533
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,974/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,602
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,468
−HK$1,894/mo
Today · 4.125%
HK$73,362
baseline
▲ 0.50% · 4.625%
HK$77,229
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,724/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,610 · Scale 2, in force from 26 Feb 2026)