LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,760
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$1,099/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,670
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,707
−HK$1,053/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$42,908
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,712
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,318/mo
Today · 4.125%
HK$44,328
baseline
▲ 0.50% · 4.625%
HK$47,025
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,656/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,404
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,649
−HK$1,262/mo
Today · 4.125%
HK$48,911
baseline
▲ 0.50% · 4.625%
HK$51,490
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,822/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,664
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,178
−HK$1,538/mo
Today · 4.125%
HK$51,716
baseline
▲ 0.50% · 4.625%
HK$54,863
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,432/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,138
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,590
−HK$1,473/mo
Today · 4.125%
HK$57,063
baseline
▲ 0.50% · 4.625%
HK$60,071
+HK$3,008/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,126/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,568
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,514
−HK$1,978/mo
Today · 4.125%
HK$66,492
baseline
▲ 0.50% · 4.625%
HK$70,538
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,984/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,606
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,473
−HK$1,894/mo
Today · 4.125%
HK$73,367
baseline
▲ 0.50% · 4.625%
HK$77,234
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,734/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,649 · Scale 2, in force from 26 Feb 2026)