LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,761
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,842
−HK$1,098/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,671
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,708
−HK$1,052/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$42,909
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,713
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,318/mo
Today · 4.125%
HK$44,328
baseline
▲ 0.50% · 4.625%
HK$47,026
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,656/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,405
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,649
−HK$1,263/mo
Today · 4.125%
HK$48,912
baseline
▲ 0.50% · 4.625%
HK$51,490
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,824/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,665
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,179
−HK$1,537/mo
Today · 4.125%
HK$51,716
baseline
▲ 0.50% · 4.625%
HK$54,863
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,432/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,139
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,591
−HK$1,473/mo
Today · 4.125%
HK$57,064
baseline
▲ 0.50% · 4.625%
HK$60,072
+HK$3,008/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,128/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,569
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,515
−HK$1,978/mo
Today · 4.125%
HK$66,493
baseline
▲ 0.50% · 4.625%
HK$70,539
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,986/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,607
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,474
−HK$1,894/mo
Today · 4.125%
HK$73,368
baseline
▲ 0.50% · 4.625%
HK$77,235
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,736/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,656 · Scale 2, in force from 26 Feb 2026)