LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,762
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$1,098/mo
Today · 4.125%
HK$36,942
baseline
▲ 0.50% · 4.625%
HK$39,190
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,884/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,673
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,710
−HK$1,052/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$42,911
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,715
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,012
−HK$1,319/mo
Today · 4.125%
HK$44,331
baseline
▲ 0.50% · 4.625%
HK$47,028
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,662/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,407
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,652
−HK$1,263/mo
Today · 4.125%
HK$48,915
baseline
▲ 0.50% · 4.625%
HK$51,493
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,830/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,667
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,181
−HK$1,538/mo
Today · 4.125%
HK$51,719
baseline
▲ 0.50% · 4.625%
HK$54,866
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,438/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,142
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,594
−HK$1,473/mo
Today · 4.125%
HK$57,067
baseline
▲ 0.50% · 4.625%
HK$60,075
+HK$3,008/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,134/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,572
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,519
−HK$1,977/mo
Today · 4.125%
HK$66,496
baseline
▲ 0.50% · 4.625%
HK$70,542
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,992/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,611
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,478
−HK$1,894/mo
Today · 4.125%
HK$73,372
baseline
▲ 0.50% · 4.625%
HK$77,239
+HK$3,867/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,744/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,685 · Scale 2, in force from 26 Feb 2026)