LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,763
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$1,099/mo
Today · 4.125%
HK$36,943
baseline
▲ 0.50% · 4.625%
HK$39,191
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,886/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,674
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,711
−HK$1,052/mo
Today · 4.125%
HK$40,763
baseline
▲ 0.50% · 4.625%
HK$42,912
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,526/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,716
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,013
−HK$1,319/mo
Today · 4.125%
HK$44,332
baseline
▲ 0.50% · 4.625%
HK$47,029
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,664/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,408
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,653
−HK$1,263/mo
Today · 4.125%
HK$48,916
baseline
▲ 0.50% · 4.625%
HK$51,494
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,832/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,668
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,182
−HK$1,538/mo
Today · 4.125%
HK$51,720
baseline
▲ 0.50% · 4.625%
HK$54,867
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,440/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,143
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,595
−HK$1,473/mo
Today · 4.125%
HK$57,068
baseline
▲ 0.50% · 4.625%
HK$60,076
+HK$3,008/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,136/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,573
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,520
−HK$1,977/mo
Today · 4.125%
HK$66,497
baseline
▲ 0.50% · 4.625%
HK$70,544
+HK$4,047/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$132,994/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,612
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,479
−HK$1,894/mo
Today · 4.125%
HK$73,373
baseline
▲ 0.50% · 4.625%
HK$77,241
+HK$3,868/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,746/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,697 · Scale 2, in force from 26 Feb 2026)