LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,765
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,846
−HK$1,099/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$39,193
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,676
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,713
−HK$1,052/mo
Today · 4.125%
HK$40,765
baseline
▲ 0.50% · 4.625%
HK$42,914
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,530/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,718
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,016
−HK$1,318/mo
Today · 4.125%
HK$44,334
baseline
▲ 0.50% · 4.625%
HK$47,032
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,668/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,411
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,656
−HK$1,262/mo
Today · 4.125%
HK$48,918
baseline
▲ 0.50% · 4.625%
HK$51,497
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,836/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,671
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,185
−HK$1,538/mo
Today · 4.125%
HK$51,723
baseline
▲ 0.50% · 4.625%
HK$54,870
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,446/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,146
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,598
−HK$1,473/mo
Today · 4.125%
HK$57,071
baseline
▲ 0.50% · 4.625%
HK$60,080
+HK$3,009/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,142/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,577
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,524
−HK$1,977/mo
Today · 4.125%
HK$66,501
baseline
▲ 0.50% · 4.625%
HK$70,548
+HK$4,047/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,002/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,616
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,483
−HK$1,894/mo
Today · 4.125%
HK$73,377
baseline
▲ 0.50% · 4.625%
HK$77,245
+HK$3,868/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,754/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,729 · Scale 2, in force from 26 Feb 2026)