LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,767
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,848
−HK$1,099/mo
Today · 4.125%
HK$36,947
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,894/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,678
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,715
−HK$1,053/mo
Today · 4.125%
HK$40,768
baseline
▲ 0.50% · 4.625%
HK$42,916
+HK$2,148/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,536/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,720
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,018
−HK$1,319/mo
Today · 4.125%
HK$44,337
baseline
▲ 0.50% · 4.625%
HK$47,034
+HK$2,697/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,674/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,413
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,658
−HK$1,263/mo
Today · 4.125%
HK$48,921
baseline
▲ 0.50% · 4.625%
HK$51,500
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,842/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,674
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,188
−HK$1,538/mo
Today · 4.125%
HK$51,726
baseline
▲ 0.50% · 4.625%
HK$54,873
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,452/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,149
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,601
−HK$1,474/mo
Today · 4.125%
HK$57,075
baseline
▲ 0.50% · 4.625%
HK$60,083
+HK$3,008/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,150/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,581
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,527
−HK$1,978/mo
Today · 4.125%
HK$66,505
baseline
▲ 0.50% · 4.625%
HK$70,552
+HK$4,047/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,010/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,620
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,487
−HK$1,895/mo
Today · 4.125%
HK$73,382
baseline
▲ 0.50% · 4.625%
HK$77,250
+HK$3,868/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,764/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,761 · Scale 2, in force from 26 Feb 2026)