LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,767
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,849
−HK$1,099/mo
Today · 4.125%
HK$36,948
baseline
▲ 0.50% · 4.625%
HK$39,196
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,896/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,678
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,716
−HK$1,052/mo
Today · 4.125%
HK$40,768
baseline
▲ 0.50% · 4.625%
HK$42,917
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,536/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,721
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,019
−HK$1,318/mo
Today · 4.125%
HK$44,337
baseline
▲ 0.50% · 4.625%
HK$47,035
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,674/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,414
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,659
−HK$1,263/mo
Today · 4.125%
HK$48,922
baseline
▲ 0.50% · 4.625%
HK$51,500
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,844/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,674
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,188
−HK$1,539/mo
Today · 4.125%
HK$51,727
baseline
▲ 0.50% · 4.625%
HK$54,874
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,454/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,150
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,602
−HK$1,473/mo
Today · 4.125%
HK$57,075
baseline
▲ 0.50% · 4.625%
HK$60,084
+HK$3,009/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,150/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,581
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,528
−HK$1,978/mo
Today · 4.125%
HK$66,506
baseline
▲ 0.50% · 4.625%
HK$70,552
+HK$4,046/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,012/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,621
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,488
−HK$1,894/mo
Today · 4.125%
HK$73,382
baseline
▲ 0.50% · 4.625%
HK$77,250
+HK$3,868/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,764/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,767 · Scale 2, in force from 26 Feb 2026)