LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,768
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,850
−HK$1,098/mo
Today · 4.125%
HK$36,948
baseline
▲ 0.50% · 4.625%
HK$39,196
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,896/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,679
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,716
−HK$1,053/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$42,918
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,722
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,019
−HK$1,319/mo
Today · 4.125%
HK$44,338
baseline
▲ 0.50% · 4.625%
HK$47,036
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,676/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,415
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,660
−HK$1,263/mo
Today · 4.125%
HK$48,923
baseline
▲ 0.50% · 4.625%
HK$51,501
+HK$2,578/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,846/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,675
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,189
−HK$1,539/mo
Today · 4.125%
HK$51,728
baseline
▲ 0.50% · 4.625%
HK$54,875
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,456/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,151
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,603
−HK$1,473/mo
Today · 4.125%
HK$57,076
baseline
▲ 0.50% · 4.625%
HK$60,085
+HK$3,009/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,152/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,582
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,529
−HK$1,978/mo
Today · 4.125%
HK$66,507
baseline
▲ 0.50% · 4.625%
HK$70,554
+HK$4,047/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,014/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,622
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,490
−HK$1,894/mo
Today · 4.125%
HK$73,384
baseline
▲ 0.50% · 4.625%
HK$77,252
+HK$3,868/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,768/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,779 · Scale 2, in force from 26 Feb 2026)