LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,770
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,851
−HK$1,099/mo
Today · 4.125%
HK$36,950
baseline
▲ 0.50% · 4.625%
HK$39,198
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,900/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,681
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,718
−HK$1,053/mo
Today · 4.125%
HK$40,771
baseline
▲ 0.50% · 4.625%
HK$42,920
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,542/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,724
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,022
−HK$1,318/mo
Today · 4.125%
HK$44,340
baseline
▲ 0.50% · 4.625%
HK$47,038
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,680/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,417
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,662
−HK$1,263/mo
Today · 4.125%
HK$48,925
baseline
▲ 0.50% · 4.625%
HK$51,504
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,850/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,678
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,192
−HK$1,538/mo
Today · 4.125%
HK$51,730
baseline
▲ 0.50% · 4.625%
HK$54,878
+HK$3,148/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,460/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,606
−HK$1,473/mo
Today · 4.125%
HK$57,079
baseline
▲ 0.50% · 4.625%
HK$60,088
+HK$3,009/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,158/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,586
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,532
−HK$1,978/mo
Today · 4.125%
HK$66,510
baseline
▲ 0.50% · 4.625%
HK$70,557
+HK$4,047/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,020/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,626
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,493
−HK$1,894/mo
Today · 4.125%
HK$73,387
baseline
▲ 0.50% · 4.625%
HK$77,256
+HK$3,869/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,774/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,807 · Scale 2, in force from 26 Feb 2026)