LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,771
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,852
−HK$1,099/mo
Today · 4.125%
HK$36,951
baseline
▲ 0.50% · 4.625%
HK$39,200
+HK$2,249/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,902/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,682
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,720
−HK$1,052/mo
Today · 4.125%
HK$40,772
baseline
▲ 0.50% · 4.625%
HK$42,921
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,544/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,725
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,023
−HK$1,318/mo
Today · 4.125%
HK$44,341
baseline
▲ 0.50% · 4.625%
HK$47,039
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,682/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,419
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,663
−HK$1,263/mo
Today · 4.125%
HK$48,926
baseline
▲ 0.50% · 4.625%
HK$51,505
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,852/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,679
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,193
−HK$1,539/mo
Today · 4.125%
HK$51,732
baseline
▲ 0.50% · 4.625%
HK$54,879
+HK$3,147/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,464/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,155
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,607
−HK$1,474/mo
Today · 4.125%
HK$57,081
baseline
▲ 0.50% · 4.625%
HK$60,090
+HK$3,009/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,162/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,587
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,534
−HK$1,978/mo
Today · 4.125%
HK$66,512
baseline
▲ 0.50% · 4.625%
HK$70,559
+HK$4,047/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,024/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,628
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,495
−HK$1,895/mo
Today · 4.125%
HK$73,390
baseline
▲ 0.50% · 4.625%
HK$77,258
+HK$3,868/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,780/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,824 · Scale 2, in force from 26 Feb 2026)