LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,772
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$1,099/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$2,249/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,683
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,052/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$42,922
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,726
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,024
−HK$1,319/mo
Today · 4.125%
HK$44,343
baseline
▲ 0.50% · 4.625%
HK$47,041
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,686/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,420
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,665
−HK$1,263/mo
Today · 4.125%
HK$48,928
baseline
▲ 0.50% · 4.625%
HK$51,507
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,856/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,681
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,195
−HK$1,538/mo
Today · 4.125%
HK$51,733
baseline
▲ 0.50% · 4.625%
HK$54,881
+HK$3,148/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,466/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,157
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,609
−HK$1,473/mo
Today · 4.125%
HK$57,082
baseline
▲ 0.50% · 4.625%
HK$60,091
+HK$3,009/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,164/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,589
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,536
−HK$1,978/mo
Today · 4.125%
HK$66,514
baseline
▲ 0.50% · 4.625%
HK$70,561
+HK$4,047/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,028/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,630
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,497
−HK$1,895/mo
Today · 4.125%
HK$73,392
baseline
▲ 0.50% · 4.625%
HK$77,260
+HK$3,868/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,784/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,841 · Scale 2, in force from 26 Feb 2026)