LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,772
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,854
−HK$1,099/mo
Today · 4.125%
HK$36,953
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$2,248/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$73,906/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,684
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,053/mo
Today · 4.125%
HK$40,774
baseline
▲ 0.50% · 4.625%
HK$42,923
+HK$2,149/mo
Deposit HK$7.62M · loan HK$7.62M · min. income ≈ HK$81,548/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,727
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,025
−HK$1,319/mo
Today · 4.125%
HK$44,344
baseline
▲ 0.50% · 4.625%
HK$47,042
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,688/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,421
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,666
−HK$1,263/mo
Today · 4.125%
HK$48,929
baseline
▲ 0.50% · 4.625%
HK$51,508
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,858/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,681
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,196
−HK$1,538/mo
Today · 4.125%
HK$51,734
baseline
▲ 0.50% · 4.625%
HK$54,882
+HK$3,148/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,468/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,158
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,610
−HK$1,474/mo
Today · 4.125%
HK$57,084
baseline
▲ 0.50% · 4.625%
HK$60,093
+HK$3,009/mo
Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$114,168/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,590
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,537
−HK$1,978/mo
Today · 4.125%
HK$66,515
baseline
▲ 0.50% · 4.625%
HK$70,563
+HK$4,048/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$133,030/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,631
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,499
−HK$1,894/mo
Today · 4.125%
HK$73,393
baseline
▲ 0.50% · 4.625%
HK$77,262
+HK$3,869/mo
Deposit HK$1.52M · loan HK$13.72M · min. income ≈ HK$146,786/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,851 · Scale 2, in force from 26 Feb 2026)