LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,776
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,857
−HK$1,099/mo
Today · 4.125%
HK$36,956
baseline
▲ 0.50% · 4.625%
HK$39,205
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,912/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,687
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,725
−HK$1,053/mo
Today · 4.125%
HK$40,778
baseline
▲ 0.50% · 4.625%
HK$42,927
+HK$2,149/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,556/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,731
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,029
−HK$1,319/mo
Today · 4.125%
HK$44,348
baseline
▲ 0.50% · 4.625%
HK$47,046
+HK$2,698/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,696/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,425
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,670
−HK$1,263/mo
Today · 4.125%
HK$48,933
baseline
▲ 0.50% · 4.625%
HK$51,512
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,866/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,686
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,200
−HK$1,539/mo
Today · 4.125%
HK$51,739
baseline
▲ 0.50% · 4.625%
HK$54,887
+HK$3,148/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,478/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,162
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,615
−HK$1,474/mo
Today · 4.125%
HK$57,089
baseline
▲ 0.50% · 4.625%
HK$60,098
+HK$3,009/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,178/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,596
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,543
−HK$1,978/mo
Today · 4.125%
HK$66,521
baseline
▲ 0.50% · 4.625%
HK$70,569
+HK$4,048/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,042/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,637
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,505
−HK$1,895/mo
Today · 4.125%
HK$73,400
baseline
▲ 0.50% · 4.625%
HK$77,269
+HK$3,869/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,800/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,903 · Scale 2, in force from 26 Feb 2026)