LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,779
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,861
−HK$1,099/mo
Today · 4.125%
HK$36,960
baseline
▲ 0.50% · 4.625%
HK$39,209
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,920/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,691
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,729
−HK$1,053/mo
Today · 4.125%
HK$40,782
baseline
▲ 0.50% · 4.625%
HK$42,932
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,564/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,735
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,033
−HK$1,319/mo
Today · 4.125%
HK$44,352
baseline
▲ 0.50% · 4.625%
HK$47,051
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,704/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,430
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,675
−HK$1,263/mo
Today · 4.125%
HK$48,938
baseline
▲ 0.50% · 4.625%
HK$51,518
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,876/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,691
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,205
−HK$1,539/mo
Today · 4.125%
HK$51,744
baseline
▲ 0.50% · 4.625%
HK$54,893
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,488/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,168
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,621
−HK$1,474/mo
Today · 4.125%
HK$57,095
baseline
▲ 0.50% · 4.625%
HK$60,104
+HK$3,009/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,190/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,603
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,550
−HK$1,978/mo
Today · 4.125%
HK$66,528
baseline
▲ 0.50% · 4.625%
HK$70,576
+HK$4,048/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,056/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,645
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,512
−HK$1,895/mo
Today · 4.125%
HK$73,407
baseline
▲ 0.50% · 4.625%
HK$77,277
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,814/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,962 · Scale 2, in force from 26 Feb 2026)