LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,780
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,862
−HK$1,099/mo
Today · 4.125%
HK$36,961
baseline
▲ 0.50% · 4.625%
HK$39,210
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,922/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,692
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,730
−HK$1,052/mo
Today · 4.125%
HK$40,782
baseline
▲ 0.50% · 4.625%
HK$42,932
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,564/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,736
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,034
−HK$1,319/mo
Today · 4.125%
HK$44,353
baseline
▲ 0.50% · 4.625%
HK$47,052
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,706/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,430
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,676
−HK$1,263/mo
Today · 4.125%
HK$48,939
baseline
▲ 0.50% · 4.625%
HK$51,519
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,878/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,692
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,206
−HK$1,539/mo
Today · 4.125%
HK$51,745
baseline
▲ 0.50% · 4.625%
HK$54,893
+HK$3,148/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,490/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,169
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,622
−HK$1,473/mo
Today · 4.125%
HK$57,095
baseline
▲ 0.50% · 4.625%
HK$60,105
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,190/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,603
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,551
−HK$1,978/mo
Today · 4.125%
HK$66,529
baseline
▲ 0.50% · 4.625%
HK$70,577
+HK$4,048/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,058/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,646
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,514
−HK$1,894/mo
Today · 4.125%
HK$73,408
baseline
▲ 0.50% · 4.625%
HK$77,278
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,816/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,970 · Scale 2, in force from 26 Feb 2026)