LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,781
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,863
−HK$1,099/mo
Today · 4.125%
HK$36,962
baseline
▲ 0.50% · 4.625%
HK$39,211
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,924/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,693
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,731
−HK$1,053/mo
Today · 4.125%
HK$40,784
baseline
▲ 0.50% · 4.625%
HK$42,933
+HK$2,149/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,568/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,737
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,035
−HK$1,319/mo
Today · 4.125%
HK$44,354
baseline
▲ 0.50% · 4.625%
HK$47,053
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,708/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,432
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,677
−HK$1,263/mo
Today · 4.125%
HK$48,940
baseline
▲ 0.50% · 4.625%
HK$51,520
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,880/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,693
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,208
−HK$1,538/mo
Today · 4.125%
HK$51,746
baseline
▲ 0.50% · 4.625%
HK$54,895
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,492/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,170
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,623
−HK$1,474/mo
Today · 4.125%
HK$57,097
baseline
▲ 0.50% · 4.625%
HK$60,107
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,194/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,605
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,553
−HK$1,978/mo
Today · 4.125%
HK$66,531
baseline
▲ 0.50% · 4.625%
HK$70,579
+HK$4,048/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,062/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,648
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,516
−HK$1,895/mo
Today · 4.125%
HK$73,411
baseline
▲ 0.50% · 4.625%
HK$77,280
+HK$3,869/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,822/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$571,987 · Scale 2, in force from 26 Feb 2026)