LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,782
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,864
−HK$1,099/mo
Today · 4.125%
HK$36,963
baseline
▲ 0.50% · 4.625%
HK$39,212
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,926/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,694
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,732
−HK$1,053/mo
Today · 4.125%
HK$40,785
baseline
▲ 0.50% · 4.625%
HK$42,935
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,570/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,738
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,036
−HK$1,319/mo
Today · 4.125%
HK$44,355
baseline
▲ 0.50% · 4.625%
HK$47,054
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,710/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,433
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,678
−HK$1,264/mo
Today · 4.125%
HK$48,942
baseline
▲ 0.50% · 4.625%
HK$51,521
+HK$2,579/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,884/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,694
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,209
−HK$1,539/mo
Today · 4.125%
HK$51,748
baseline
▲ 0.50% · 4.625%
HK$54,897
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,496/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,172
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,625
−HK$1,474/mo
Today · 4.125%
HK$57,099
baseline
▲ 0.50% · 4.625%
HK$60,108
+HK$3,009/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,198/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,607
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,554
−HK$1,979/mo
Today · 4.125%
HK$66,533
baseline
▲ 0.50% · 4.625%
HK$70,581
+HK$4,048/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,066/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,650
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,518
−HK$1,895/mo
Today · 4.125%
HK$73,413
baseline
▲ 0.50% · 4.625%
HK$77,282
+HK$3,869/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,826/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,002 · Scale 2, in force from 26 Feb 2026)