LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,783
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,865
−HK$1,099/mo
Today · 4.125%
HK$36,964
baseline
▲ 0.50% · 4.625%
HK$39,213
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,928/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,695
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,733
−HK$1,053/mo
Today · 4.125%
HK$40,786
baseline
▲ 0.50% · 4.625%
HK$42,936
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,572/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,739
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,038
−HK$1,319/mo
Today · 4.125%
HK$44,357
baseline
▲ 0.50% · 4.625%
HK$47,056
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,714/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,434
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,680
−HK$1,263/mo
Today · 4.125%
HK$48,943
baseline
▲ 0.50% · 4.625%
HK$51,523
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,886/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,696
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,210
−HK$1,539/mo
Today · 4.125%
HK$51,749
baseline
▲ 0.50% · 4.625%
HK$54,898
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,498/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,174
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,626
−HK$1,474/mo
Today · 4.125%
HK$57,100
baseline
▲ 0.50% · 4.625%
HK$60,110
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,200/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,609
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,556
−HK$1,979/mo
Today · 4.125%
HK$66,535
baseline
▲ 0.50% · 4.625%
HK$70,583
+HK$4,048/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,070/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,652
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,520
−HK$1,895/mo
Today · 4.125%
HK$73,415
baseline
▲ 0.50% · 4.625%
HK$77,285
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,830/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,020 · Scale 2, in force from 26 Feb 2026)