LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,783
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,865
−HK$1,099/mo
Today · 4.125%
HK$36,964
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,928/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,696
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,734
−HK$1,053/mo
Today · 4.125%
HK$40,787
baseline
▲ 0.50% · 4.625%
HK$42,937
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,574/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,740
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,038
−HK$1,319/mo
Today · 4.125%
HK$44,357
baseline
▲ 0.50% · 4.625%
HK$47,056
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,714/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,435
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,681
−HK$1,263/mo
Today · 4.125%
HK$48,944
baseline
▲ 0.50% · 4.625%
HK$51,524
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,888/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,697
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,211
−HK$1,539/mo
Today · 4.125%
HK$51,750
baseline
▲ 0.50% · 4.625%
HK$54,899
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,500/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,174
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,627
−HK$1,474/mo
Today · 4.125%
HK$57,101
baseline
▲ 0.50% · 4.625%
HK$60,111
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,202/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,610
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,557
−HK$1,979/mo
Today · 4.125%
HK$66,536
baseline
▲ 0.50% · 4.625%
HK$70,585
+HK$4,049/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,072/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,653
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,521
−HK$1,895/mo
Today · 4.125%
HK$73,416
baseline
▲ 0.50% · 4.625%
HK$77,286
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,832/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,030 · Scale 2, in force from 26 Feb 2026)