LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,784
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$1,099/mo
Today · 4.125%
HK$36,965
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,930/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,697
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,735
−HK$1,052/mo
Today · 4.125%
HK$40,787
baseline
▲ 0.50% · 4.625%
HK$42,937
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,574/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,741
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,039
−HK$1,319/mo
Today · 4.125%
HK$44,358
baseline
▲ 0.50% · 4.625%
HK$47,057
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,716/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,436
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,681
−HK$1,264/mo
Today · 4.125%
HK$48,945
baseline
▲ 0.50% · 4.625%
HK$51,525
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,890/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,697
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,212
−HK$1,539/mo
Today · 4.125%
HK$51,751
baseline
▲ 0.50% · 4.625%
HK$54,900
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,502/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,175
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,628
−HK$1,474/mo
Today · 4.125%
HK$57,102
baseline
▲ 0.50% · 4.625%
HK$60,112
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,204/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,611
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,559
−HK$1,978/mo
Today · 4.125%
HK$66,537
baseline
▲ 0.50% · 4.625%
HK$70,586
+HK$4,049/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,074/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,654
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,522
−HK$1,895/mo
Today · 4.125%
HK$73,417
baseline
▲ 0.50% · 4.625%
HK$77,287
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,834/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,039 · Scale 2, in force from 26 Feb 2026)