LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,785
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,867
−HK$1,099/mo
Today · 4.125%
HK$36,966
baseline
▲ 0.50% · 4.625%
HK$39,215
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,932/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,698
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,735
−HK$1,053/mo
Today · 4.125%
HK$40,788
baseline
▲ 0.50% · 4.625%
HK$42,938
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,576/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,742
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,040
−HK$1,319/mo
Today · 4.125%
HK$44,359
baseline
▲ 0.50% · 4.625%
HK$47,058
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,718/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,437
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,682
−HK$1,264/mo
Today · 4.125%
HK$48,946
baseline
▲ 0.50% · 4.625%
HK$51,526
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,892/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,698
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,213
−HK$1,539/mo
Today · 4.125%
HK$51,752
baseline
▲ 0.50% · 4.625%
HK$54,901
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,504/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,177
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,630
−HK$1,474/mo
Today · 4.125%
HK$57,104
baseline
▲ 0.50% · 4.625%
HK$60,114
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,208/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,612
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,560
−HK$1,979/mo
Today · 4.125%
HK$66,539
baseline
▲ 0.50% · 4.625%
HK$70,587
+HK$4,048/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,078/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,656
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,524
−HK$1,895/mo
Today · 4.125%
HK$73,419
baseline
▲ 0.50% · 4.625%
HK$77,289
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,838/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,052 · Scale 2, in force from 26 Feb 2026)