LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,786
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,868
−HK$1,100/mo
Today · 4.125%
HK$36,968
baseline
▲ 0.50% · 4.625%
HK$39,217
+HK$2,249/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,936/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,699
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,737
−HK$1,053/mo
Today · 4.125%
HK$40,790
baseline
▲ 0.50% · 4.625%
HK$42,940
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,580/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,743
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,042
−HK$1,319/mo
Today · 4.125%
HK$44,361
baseline
▲ 0.50% · 4.625%
HK$47,060
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,722/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,439
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,685
−HK$1,263/mo
Today · 4.125%
HK$48,948
baseline
▲ 0.50% · 4.625%
HK$51,528
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,896/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,701
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,216
−HK$1,539/mo
Today · 4.125%
HK$51,755
baseline
▲ 0.50% · 4.625%
HK$54,904
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,510/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,179
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,632
−HK$1,474/mo
Today · 4.125%
HK$57,106
baseline
▲ 0.50% · 4.625%
HK$60,116
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,212/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,615
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,563
−HK$1,979/mo
Today · 4.125%
HK$66,542
baseline
▲ 0.50% · 4.625%
HK$70,591
+HK$4,049/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,084/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,659
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,527
−HK$1,895/mo
Today · 4.125%
HK$73,422
baseline
▲ 0.50% · 4.625%
HK$77,292
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,844/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,078 · Scale 2, in force from 26 Feb 2026)