LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,787
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$1,099/mo
Today · 4.125%
HK$36,968
baseline
▲ 0.50% · 4.625%
HK$39,218
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,936/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,700
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,738
−HK$1,053/mo
Today · 4.125%
HK$40,791
baseline
▲ 0.50% · 4.625%
HK$42,941
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,582/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,744
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,043
−HK$1,319/mo
Today · 4.125%
HK$44,362
baseline
▲ 0.50% · 4.625%
HK$47,061
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,724/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,440
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,685
−HK$1,264/mo
Today · 4.125%
HK$48,949
baseline
▲ 0.50% · 4.625%
HK$51,529
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,898/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,701
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,216
−HK$1,539/mo
Today · 4.125%
HK$51,755
baseline
▲ 0.50% · 4.625%
HK$54,905
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,510/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,180
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,633
−HK$1,474/mo
Today · 4.125%
HK$57,107
baseline
▲ 0.50% · 4.625%
HK$60,117
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,214/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,616
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,564
−HK$1,979/mo
Today · 4.125%
HK$66,543
baseline
▲ 0.50% · 4.625%
HK$70,592
+HK$4,049/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,086/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,660
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,528
−HK$1,895/mo
Today · 4.125%
HK$73,423
baseline
▲ 0.50% · 4.625%
HK$77,293
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,846/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,086 · Scale 2, in force from 26 Feb 2026)