LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,788
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,871
−HK$1,099/mo
Today · 4.125%
HK$36,970
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,940/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,702
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,740
−HK$1,053/mo
Today · 4.125%
HK$40,793
baseline
▲ 0.50% · 4.625%
HK$42,943
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,586/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,746
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,045
−HK$1,319/mo
Today · 4.125%
HK$44,364
baseline
▲ 0.50% · 4.625%
HK$47,063
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,728/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,442
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,688
−HK$1,263/mo
Today · 4.125%
HK$48,951
baseline
▲ 0.50% · 4.625%
HK$51,532
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,902/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,704
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,219
−HK$1,539/mo
Today · 4.125%
HK$51,758
baseline
▲ 0.50% · 4.625%
HK$54,907
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,516/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,182
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,636
−HK$1,474/mo
Today · 4.125%
HK$57,110
baseline
▲ 0.50% · 4.625%
HK$60,120
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,220/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,619
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,567
−HK$1,979/mo
Today · 4.125%
HK$66,546
baseline
▲ 0.50% · 4.625%
HK$70,595
+HK$4,049/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,092/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,663
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,532
−HK$1,895/mo
Today · 4.125%
HK$73,427
baseline
▲ 0.50% · 4.625%
HK$77,297
+HK$3,870/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,854/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,114 · Scale 2, in force from 26 Feb 2026)