LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,790
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,872
−HK$1,100/mo
Today · 4.125%
HK$36,972
baseline
▲ 0.50% · 4.625%
HK$39,222
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,944/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,704
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,742
−HK$1,053/mo
Today · 4.125%
HK$40,795
baseline
▲ 0.50% · 4.625%
HK$42,945
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,590/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,748
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,047
−HK$1,319/mo
Today · 4.125%
HK$44,366
baseline
▲ 0.50% · 4.625%
HK$47,066
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,732/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,445
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,690
−HK$1,264/mo
Today · 4.125%
HK$48,954
baseline
▲ 0.50% · 4.625%
HK$51,534
+HK$2,580/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,908/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,706
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,221
−HK$1,540/mo
Today · 4.125%
HK$51,761
baseline
▲ 0.50% · 4.625%
HK$54,910
+HK$3,149/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,522/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,185
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,639
−HK$1,474/mo
Today · 4.125%
HK$57,113
baseline
▲ 0.50% · 4.625%
HK$60,123
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,226/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,623
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,570
−HK$1,980/mo
Today · 4.125%
HK$66,550
baseline
▲ 0.50% · 4.625%
HK$70,599
+HK$4,049/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,100/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,667
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,535
−HK$1,896/mo
Today · 4.125%
HK$73,431
baseline
▲ 0.50% · 4.625%
HK$77,302
+HK$3,871/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,862/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,145 · Scale 2, in force from 26 Feb 2026)