LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,792
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,874
−HK$1,100/mo
Today · 4.125%
HK$36,974
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,948/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,706
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,744
−HK$1,053/mo
Today · 4.125%
HK$40,797
baseline
▲ 0.50% · 4.625%
HK$42,948
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,594/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,751
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,049
−HK$1,320/mo
Today · 4.125%
HK$44,369
baseline
▲ 0.50% · 4.625%
HK$47,068
+HK$2,699/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,738/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,447
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,693
−HK$1,263/mo
Today · 4.125%
HK$48,956
baseline
▲ 0.50% · 4.625%
HK$51,537
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,912/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,709
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,224
−HK$1,539/mo
Today · 4.125%
HK$51,763
baseline
▲ 0.50% · 4.625%
HK$54,913
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,526/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,188
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,642
−HK$1,474/mo
Today · 4.125%
HK$57,116
baseline
▲ 0.50% · 4.625%
HK$60,127
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,232/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,626
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,574
−HK$1,979/mo
Today · 4.125%
HK$66,553
baseline
▲ 0.50% · 4.625%
HK$70,603
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,106/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,671
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,539
−HK$1,896/mo
Today · 4.125%
HK$73,435
baseline
▲ 0.50% · 4.625%
HK$77,306
+HK$3,871/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,870/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,175 · Scale 2, in force from 26 Feb 2026)