LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,793
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,875
−HK$1,099/mo
Today · 4.125%
HK$36,974
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,948/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,706
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,745
−HK$1,053/mo
Today · 4.125%
HK$40,798
baseline
▲ 0.50% · 4.625%
HK$42,948
+HK$2,150/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,596/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,751
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,050
−HK$1,319/mo
Today · 4.125%
HK$44,369
baseline
▲ 0.50% · 4.625%
HK$47,069
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$88,738/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,448
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,693
−HK$1,264/mo
Today · 4.125%
HK$48,957
baseline
▲ 0.50% · 4.625%
HK$51,538
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.15M · min. income ≈ HK$97,914/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,710
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,225
−HK$1,539/mo
Today · 4.125%
HK$51,764
baseline
▲ 0.50% · 4.625%
HK$54,914
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,528/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,189
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,642
−HK$1,475/mo
Today · 4.125%
HK$57,117
baseline
▲ 0.50% · 4.625%
HK$60,127
+HK$3,010/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,234/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,627
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,575
−HK$1,979/mo
Today · 4.125%
HK$66,554
baseline
▲ 0.50% · 4.625%
HK$70,604
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,108/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,672
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,540
−HK$1,896/mo
Today · 4.125%
HK$73,436
baseline
▲ 0.50% · 4.625%
HK$77,307
+HK$3,871/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,872/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,183 · Scale 2, in force from 26 Feb 2026)