LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,794
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$1,100/mo
Today · 4.125%
HK$36,976
baseline
▲ 0.50% · 4.625%
HK$39,226
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,952/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,708
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,746
−HK$1,053/mo
Today · 4.125%
HK$40,799
baseline
▲ 0.50% · 4.625%
HK$42,950
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,598/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,753
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,319/mo
Today · 4.125%
HK$44,371
baseline
▲ 0.50% · 4.625%
HK$47,071
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,742/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,450
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,695
−HK$1,264/mo
Today · 4.125%
HK$48,959
baseline
▲ 0.50% · 4.625%
HK$51,540
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,918/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,712
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,227
−HK$1,539/mo
Today · 4.125%
HK$51,766
baseline
▲ 0.50% · 4.625%
HK$54,916
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,532/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,191
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,645
−HK$1,474/mo
Today · 4.125%
HK$57,119
baseline
▲ 0.50% · 4.625%
HK$60,130
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,238/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,629
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,578
−HK$1,979/mo
Today · 4.125%
HK$66,557
baseline
▲ 0.50% · 4.625%
HK$70,607
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,114/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,675
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,543
−HK$1,896/mo
Today · 4.125%
HK$73,439
baseline
▲ 0.50% · 4.625%
HK$77,310
+HK$3,871/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,878/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,208 · Scale 2, in force from 26 Feb 2026)